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Texas home loans · Local know-how
Texas home loans.
Built around you.
Buying your first home, refinancing, or moving up? Compare your options with a Texas mortgage advisor and 25+ lending partners. Clear answers. A plan that fits your life.

North Texas / 01
Dallas–Fort Worth
City energy. Room to put down roots.
From a first home in Dallas to a move across the Metroplex, explore purchase, refinance, and investment options with a local advisor.
Beyond the front door
Art, with a Texas-sized perspective.
Fort Worth’s Kimbell Art Museum is celebrated for Louis Kahn’s light-filled architecture.
Source: Kimbell Art MuseumCity proper · not metro population
Gulf Coast / 02
Houston
Big-city possibilities. Your own place.
Find your fit across Greater Houston. Compare financing for your first home, a new address, or your next rental property.
Beyond the front door
Space City, for a reason.
Houston is home to NASA’s Johnson Space Center, a hub for human spaceflight and astronaut training.
Source: NASA Johnson Space CenterCity proper · not metro population
Central Texas / 03
Austin
A fresh start in the heart of Texas.
From Austin neighborhoods to the communities around them, get a clear look at purchase, refinance, and investment financing.
Beyond the front door
A little wild, right downtown.
Austin’s Congress Avenue Bridge is home to a famous urban bat colony that emerges at dusk in season.
Source: Visit AustinSouth Central Texas / 04
San Antonio
Deep roots. New beginnings.
Buying your first home, relocating, or exploring a VA loan? Start with a conversation about your goals and the options available to you.
Beyond the front door
World heritage, close to home.
The San Antonio Missions are a UNESCO World Heritage site, connecting five historic missions along the city’s river corridor.
Source: UNESCOCity proper · not metro population
West Texas / 05
El Paso
A new perspective on coming home.
Build your next chapter in West Texas. Explore conventional, FHA, and VA financing, with guidance from application to closing.
Beyond the front door
Mountain trails within city limits.
Franklin Mountains State Park brings rugged mountain hikes and desert views into El Paso’s own backyard.
Source: Texas Parks & WildlifeFind a starting point
Different goals.
The right direction.
Know your next step
Clear answers.
Before the big move.
The complete homebuyer guide ↗
From application to keys. Learn about payment, APR, cash to close, Texas contracts, and closing.
The DSCR investor guide ↗
Rental coverage, reserves, LLCs, prepayment terms, and the 24 questions investors ask.
Put the numbers side by side ↗
Compare your monthly payment and cash to close across different loan options.
Your Texas mortgage advisor
Meet Neal.
Make a plan.
DFW raised. UNT graduate. Helping Texans with home financing since 2017. Get clear guidance from a Senior Loan Officer with Lone Star Financing.
Get to know Neal ↗A quick introduction
Let's find your
way home.
Tell me a little about your plans. I’ll help you understand your loan options and next steps.
npyles@lonestarfinancing.comPrefer to talk? Book a 15 minute call.