Mortgage Loans — Lewisville, Texas

Lewisville mortgage loans

Buying or refinancing in Lewisville? I am Neal Pyles, a Senior Loan Officer with Lone Star Financing serving Denton County and all of Texas. A lakeside Denton County city with a revitalized Old Town and steady demand. You get wholesale rates from 25+ lenders and plain talk the whole way.

25+wholesale lenders
NMLS#1929617
DFWbased, Texas wide
All Texaslicensed statewide
Loan options

Ways to fund Lewisville.

Conventional

Low down payment options for primary homes in Lewisville with competitive Denton County pricing.

FHA

Flexible credit and 3.5% down. Strong fit for first time Lewisville buyers.

VA

Zero down for eligible Texas veterans and active duty buyers in Lewisville.

Jumbo

Higher balance financing for luxury and new construction Lewisville homes.

Refinance

Lower your rate, pull cash out, or drop mortgage insurance in Lewisville.

Investment / DSCR

Qualify on rental income, not tax returns, for Lewisville investment property.

Why local

A Lewisville loan officer, not a call center.

01

Local pricing knowledge

I know Denton County values, appraisers, and what it takes to win a Lewisville contract.

02

Direct access to me

You text or call me, not a 1-800 queue. Updates at every step.

03

25+ lenders shopped

Wholesale rates that often beat the bank down the street in Lewisville.

Lewisville FAQ

Common questions.

How much do I need down to buy in Lewisville?

As little as 0% with VA, 3.5% with FHA, and 3% to 5% with conventional. The right answer for Lewisville depends on your credit, price point, and goals. A quick call sorts it out.

What credit score do I need?

FHA can go to 580 and sometimes lower. Conventional usually starts around 620. With 25+ lenders I can place Lewisville scenarios other shops turn away.

How fast can I close in Lewisville?

Many Denton County purchases close in 18 to 25 days when documents come in quickly. Refinances vary. I set a realistic timeline up front.

Ready when you are

Let's get you funded in Lewisville.

Apply in minutes or grab 15 minutes on my calendar. No pressure, just answers.

About the author

Neal Pyles

Neal Pyles is a Senior Loan Officer (NMLS #1929617) with Lone Star Financing, born and raised in DFW and a UNT grad. He has helped Texas buyers since 2017 across conventional, FHA, VA, jumbo, and investment loans, shopping 25+ wholesale lenders on every file. This Lewisville guide reflects current Texas lending guidelines and local market knowledge.

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