Start with your life
A first home, a bigger space, a refinance, or an investment property—tell me where you want to go, and we’ll work backward to the financing.
Neal Pyles · Your Texas mortgage advisor
North Texas roots.
Your next chapter.
I’m Neal. I grew up in DFW, graduated from the University of North Texas, and have helped Texans navigate home financing since 2017. Today, I’m a Senior Loan Officer with Lone Star Financing, based in Frisco and serving buyers and homeowners across Texas.
NMLS #1929617 · D Magazine Best Mortgage Professional, 2024–2026
A little about me
Home is personal.
So is the advice.
North Texas is home for me. Growing up here and attending UNT are part of my story, and Frisco is where I’m based today. My local roots are a starting point for helping people buy, refinance, and invest throughout Texas.
When we talk, I want to understand what you’re trying to do: your timeline, the payment you’re comfortable with, and the questions keeping you from taking the next step. Those details matter as much as the loan program.
I work with Lone Star Financing and 25+ lending partners to explore options that fit your qualifications. My role is to help you understand the numbers, the tradeoffs, and what happens next—so you can make an informed decision.
Learn about Lone Star Financing ↗What working together looks like
Ask questions.
Get a clearer plan.
Look beyond the rate
We’ll talk through monthly payment, cash to close, mortgage insurance, and how long you expect to keep the loan. The best fit depends on the whole picture.
Know your next step
From the application and documents to underwriting and closing, I’ll help you understand what’s being asked and why it matters.
Recognized for the work
D Magazine
Best Mortgage Professional.
From the first question to the keys
A plan for
every step.
01 / Start with your goals
Talk through your budget, timeline, and what you want from your next home or refinance.
02 / Compare the numbers
Review available programs, monthly payments, cash to close, and tradeoffs. Preapproval comes after a review of your application and documents.
03 / Move toward closing
Stay informed through processing, appraisal, underwriting, and closing. I’ll explain what’s needed and help you prepare for the next step.
A quick introduction
Let's find your
way home.
Tell me a little about your plans. I’ll help you understand your loan options and next steps.
npyles@lonestarfinancing.comPrefer to talk? Book a 15 minute call.