For property and business projects · Texas

Texas
Commercial real estate loans.

Property-focused financing for eligible Texas commercial acquisitions, refinances, or development plans. Share the asset, its income, and the project so we can discuss the appropriate commercial lending path.

Options depend on your qualifications, property, and lender review. This overview is not a loan approval or rate quote.

Know your options

How this
program works.

Match financing to the property

Lone Star Financing lists multifamily, retail, office, industrial, and hospitality financing. The asset type and business plan shape underwriting.

Plan for the transaction

Published options include acquisition, refinance, bridge, construction, and eligible SBA-backed structures. Different paths address different timing and repayment needs.

Review the deal economics

Property income, expenses, occupancy, leases, ownership, borrower experience, and the exit plan can all influence the available terms.

Make an informed choice

What to
consider.

  • Commercial loan structures differ from a standard home mortgage.
  • Loan amount, leverage, amortization, term, recourse, and prepayment terms vary by property and lender.
  • Construction and bridge financing require a clear project or exit plan.

Common questions

A clearer
starting point.

Is a commercial loan the same as a DSCR rental loan?

No. A residential DSCR loan and a commercial real estate loan may evaluate different property types and structures.

Can I discuss a purchase or a refinance?

Both are listed in Lone Star Financing’s commercial offering. We will review the property and transaction.

What should I bring to a first discussion?

Start with the property, requested amount, current income and expenses, ownership, and the project timeline.

A quick introduction

Let's find your
way home.

Tell me a little about your plans. I’ll help you understand your loan options and next steps.

npyles@lonestarfinancing.com

Prefer to talk? Book a 15 minute call.

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