Room for a larger loan
Lone Star Financing advertises jumbo options up to $3 million for qualifying scenarios. Available loan amounts depend on the lender, property, and borrower profile.
Higher-value home financing · Texas
Texas
Jumbo loans.
Financing for a loan amount above the applicable conforming limit. Explore a higher-value home purchase or refinance with a careful review of credit, cash reserves, and your full financial picture.
Options depend on your qualifications, property, and lender review. This overview is not a loan approval or rate quote.
Know your options
How this
program works.
Purchase or refinance
Jumbo programs can support eligible purchases and refinances. Occupancy and property type influence the options and terms.
Compare loan structures
Explore fixed-rate and adjustable-rate choices, including eligible traditional and non-QM structures. Compare the initial payment and any future adjustment risk.
Make an informed choice
What to
consider.
- Jumbo underwriting can require stronger credit and additional cash reserves.
- Down payment and debt-to-income requirements vary by loan amount and program.
- The conforming limit changes annually; we will check the current limit before selecting a program.
Common questions
A clearer
starting point.
What makes a mortgage jumbo?
A jumbo mortgage exceeds the applicable conforming loan limit. We will verify the limit that applies to your scenario.
Is 20% down always required?
Not every program has the same requirement. Your profile, property, and loan amount determine the available options.
Can a self-employed buyer explore jumbo financing?
Yes. Traditional and some non-QM documentation approaches may be available, subject to underwriting.
A quick introduction
Let's find your
way home.
Tell me a little about your plans. I’ll help you understand your loan options and next steps.
npyles@lonestarfinancing.comPrefer to talk? Book a 15 minute call.