Several forms of assistance
Lone Star Financing describes grants, forgivable loans, and deferred-payment second liens. Each form has different conditions and obligations.
Help with eligible upfront costs · Texas
Texas
Down payment assistance.
Explore assistance that may help eligible Texas buyers with their down payment or closing costs. Program availability, household income, location, and repayment terms all matter.
Options depend on your qualifications, property, and lender review. This overview is not a loan approval or rate quote.
Know your options
How this
program works.
Eligibility comes first
Assistance may depend on income, property location, occupancy, purchase price, and sometimes first-time buyer status. Available funding can change.
Compare the full package
We will review the mortgage rate, any second lien, forgiveness conditions, and repayment triggers along with the amount of upfront assistance.
Make an informed choice
What to
consider.
- Assistance is not always free money or automatically forgiven.
- Some programs require education courses or have occupancy requirements.
- Selling, refinancing, or moving may trigger repayment or affect forgiveness.
Common questions
A clearer
starting point.
Is every assistance program a grant?
No. Programs can include grants, deferred loans, forgivable loans, or other second-lien structures.
Do I have to be a first-time buyer?
Some programs require it and others may serve repeat buyers. We will check the actual program rules.
Can assistance help with closing costs?
Some programs permit that, subject to eligible expenses, funding availability, and other requirements.
A quick introduction
Let's find your
way home.
Tell me a little about your plans. I’ll help you understand your loan options and next steps.
npyles@lonestarfinancing.comPrefer to talk? Book a 15 minute call.