Improve the financing structure
A rate-and-term DSCR refinance may change the rate, term, or payment on a rental loan. Compare savings with costs and the planned holding period.
Refinance an investment property · Texas
Texas
DSCR rental-property refinance.
Review a rate-and-term or cash-out refinance for an eligible rental property through Crestmark Lending. Compare the property’s qualifying rent, the new debt payment, existing loan terms, and your next investment goal.
Options depend on your qualifications, property, and lender review. This overview is not a loan approval or rate quote.
Know your options
How this
program works.
Explore rental-property cash-out
Crestmark offers eligible cash-out refinance options for investor equity access. Value, existing debt, leverage, cash flow, and program requirements determine the funds potentially available.
Refinance entity-held property
LLC-compatible structures are among the published options. Review title, guarantees, documents, and the chosen lender’s requirements.
Make an informed choice
What to
consider.
- Check the existing loan’s prepayment penalty and payoff amount.
- Compare costs and the new total payment, not just the interest rate.
- Investor cash-out guidelines differ from Texas owner-occupied home-equity rules.
Common questions
A clearer
starting point.
Can I take cash out of an investment property?
Crestmark lists cash-out DSCR refinance options. Available proceeds depend on the selected program, property value, debt, and underwriting.
Do I need traditional income qualification?
Crestmark describes a rental-income-based review instead of traditional personal-income DTI qualification. Property, credit, assets, and other documents still matter.
Should I refinance if the rate is lower?
Review costs, any payoff penalty, cash flow, new term, and your investment plan. A rate reduction alone does not establish a benefit.
A quick introduction
Let's find your
way home.
Tell me a little about your plans. I’ll help you understand your loan options and next steps.
npyles@lonestarfinancing.comPrefer to talk? Book a 15 minute call.