Higher-balance rental financing · Texas

Texas
Jumbo DSCR loans.

Explore higher-balance financing for eligible investment properties through Crestmark Lending. Rental income, property value, liquidity, and the loan structure all matter when financing a larger asset.

Options depend on your qualifications, property, and lender review. This overview is not a loan approval or rate quote.

Know your options

How this
program works.

Finance a higher-value rental

Crestmark lists high-balance DSCR options for luxury rentals, larger investment assets, and selected portfolio scenarios. Maximum amounts vary by program.

Review cash flow and liquidity

Larger loans may require additional reserves, stronger credit, or different leverage. The property’s qualifying rent is part of the review.

Compare available structures

Published options include fixed-rate, adjustable-rate, and eligible interest-only structures. Compare the initial payment, future changes, and exit costs.

Make an informed choice

What to
consider.

  • A lender’s published maximum is not an approved amount for every property.
  • Higher balances can have different leverage, reserve, and property requirements.
  • Review prepayment provisions and the risk of rate or payment changes.

Common questions

A clearer
starting point.

How much can I borrow?

Crestmark lists several high-balance ranges across its programs. We will confirm the applicable maximum and available amount for your specific property rather than use a blanket cap.

Is jumbo DSCR the same as a homebuyer jumbo loan?

No. Jumbo DSCR is investor-oriented property-income financing. An owner-occupied jumbo loan uses a different qualification path.

Are interest-only options available?

Crestmark lists eligible interest-only options. The term, later payment changes, and qualification requirements need to be reviewed.

A quick introduction

Let's find your
way home.

Tell me a little about your plans. I’ll help you understand your loan options and next steps.

npyles@lonestarfinancing.com

Prefer to talk? Book a 15 minute call.

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