Evaluate the whole building
Rent rolls, leases, occupancy, expenses, and the appraisal help establish the property’s qualifying income and value.
For eligible small multifamily rentals · Texas
Texas
Multifamily DSCR loans.
Explore Crestmark Lending’s financing for eligible 2–4 unit rentals and selected 5–8 unit multifamily properties. Compare the building’s rent, cash flow, and financing structure for a purchase or refinance.
Options depend on your qualifications, property, and lender review. This overview is not a loan approval or rate quote.
Know your options
How this
program works.
Match the unit count to a program
Crestmark lists duplex, triplex, fourplex, and selected small multifamily options. Five or more units can require a different lending structure.
Purchase or refinance
Published programs support eligible acquisitions and refinances. Review loan term, reserves, guarantees, and any prepayment provisions.
Make an informed choice
What to
consider.
- Unit count and property classification influence the available programs.
- Operating statements and a rent roll may be required for larger properties.
- Vacancy, condition, income documentation, and borrower experience can affect underwriting.
Common questions
A clearer
starting point.
Can I finance more than four units?
Crestmark advertises selected programs for 5–8 unit buildings as well as 2–4 unit properties. Availability depends on the building and underwriting.
Is a personal guarantee still possible?
Yes. Property-income qualification and entity ownership do not automatically remove personal guarantee requirements.
Can I use the program for a refinance?
Crestmark lists purchase and refinance uses. The building’s income, current debt, and proposed structure need review.
A quick introduction
Let's find your
way home.
Tell me a little about your plans. I’ll help you understand your loan options and next steps.
npyles@lonestarfinancing.comPrefer to talk? Book a 15 minute call.