Put your VA benefit to work
A Certificate of Eligibility helps establish your available benefit. Service history, entitlement, and lender underwriting are all part of qualifying.
For eligible military borrowers · Texas
Texas
VA loans.
Home financing for eligible veterans, active-duty service members, and certain surviving spouses. Explore purchase options with no required down payment in qualifying situations and no monthly mortgage insurance.
Options depend on your qualifications, property, and lender review. This overview is not a loan approval or rate quote.
Know your options
How this
program works.
Eligible zero-down purchases
Lone Star Financing offers VA financing with zero down for eligible borrowers. Entitlement, appraisal, loan amount, and the property can affect the funds needed.
No monthly PMI
VA loans do not require monthly private mortgage insurance. A VA funding fee may apply unless you qualify for an exemption.
Make an informed choice
What to
consider.
- Zero down does not automatically mean zero cash to close.
- VA financing is generally for an eligible primary residence.
- We will review entitlement, the funding fee or exemption, credit, income, and property eligibility.
Common questions
A clearer
starting point.
Can I use a VA loan more than once?
Eligible borrowers may be able to use their benefit again. Available entitlement and any existing VA loans need to be reviewed.
Will I pay mortgage insurance?
VA loans do not require monthly PMI. The funding fee and closing costs are separate items to review.
What if I already have a VA loan?
A VA IRRRL may be an option for an eligible existing VA loan. We can also compare other refinance choices.
A quick introduction
Let's find your
way home.
Tell me a little about your plans. I’ll help you understand your loan options and next steps.
npyles@lonestarfinancing.comPrefer to talk? Book a 15 minute call.